Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
327,843,217
0.000506%/
0.000556%
/4.88%
0.000625%
/5.48%
btc
BTC
2,634
251.37M USDT
0.000265%/
0.000336%
/2.95%
0.000321%
/2.82%
eth
ETH
6,429
11.75M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
19,022,720
41.65M USDT
0.000557%/
0.000613%
/5.37%
0.000917%
/8.04%
doge
DOGE
197,849,464
34.44M USDT
0.000341%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,950,720
20.73M USDT
0.001169%/
0.001467%
/12.86%
0.001415%
/12.40%
shib
SHIB
1,018,350M
13.18M USDT
0.000317%/
0.000348%
/3.05%
0.000613%
/5.37%
usdc
USDC
12,846,376
0.000365%/
0.000460%
/4.03%
0.001031%
/9.04%
bnb
BNB
20,724
12.31M USDT
0.003174%/
0.005629%
/49.32%
0.005228%
/45.80%
ltc
LTC
142,312
12.21M USDT
0.000352%/
0.000388%
/3.40%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?